It has finally happened. Our refinance has reached final approval and a closing date has been set. I am now ready to watch money come in and stay in our bank account. So much of it was quickly flying out and it made me sad and a little scared.
This is only part one of the solution though. The others are in the works and depend on getting properties rented. They’re on the market and hopefully will soon be off the market and then that money can start flowing in. Once that happens we are in the last legs to make it to March when the annuity can start paying out monthly and even if we forget and it doesn’t I can be more conservative with the lump sum. Maybe even invest part of it myself for continued growth until we need it.
Every time I have thought I am getting a handle on this something spins out of control, and I am hoping and hoping for smooth sailing. It will soon be the Christmas season. A time for miracles and wonders, and it would certainly be a miracle if we make it through unscathed.
I am hopeful. I have hope. It has been awhile since I looked at the dwindling bank account with anything but dread. Now is different. Now when I pay my wife and I money it should stick. Or most of it should.
We still have some medical debt left and one student loan, but that one can be paid off shortly, and we have my daughter’s preschool to pay for. Outside of that no more credit card debt, car payments, and one big student loan gone. We can easily concentrate on getting rid of the rest of the debt and better saving money. Because we’re going to need it when June rolls around and property tax payments or due or April and regular taxes are due.
That is a short time to get everything in order. We will get there. We will do it. I need to hold onto this hope. Make it to the finish line and cross it. The first step is finished. Now the other two need to be resolved.
David Huzzard Writes 