A Hard Time of Year to Not Spend Money

I just put the checks in the mail and yet I keep checking my online accounts to see if they cleared. I know they probably haven’t even arrived yet and yet I am eager for this to all go through. It is a bit of a big deal. A nice deal. Getting this behind us and moving on to the next challenge.

The biggest issue is that my goal of stability doesn’t feel real or possible at the moment. It is the Christmas season and that means we need to buy gifts for people, and this year we have the money to get some good gifts, but I don’t want to get them. I want to let us settle into our new reality. In all ways and all things.

It is an exciting time. We got rid of a large portion of our monthly commitments and we’re working on getting rid of even more. After that the business has been showing excellent cash flow. Raising prices without raising pay at this exact time of year was a perfect solution. I had originally planned a second increase for March or April but we will have to see where we are when those months roll around. I need to do a little market research before I continue to raise prices. We don’t want to get too far ahead of our competition.

For now, things are good. Once the car payments go through and the other dominoes start falling that will be big. It will feel big. It already feels big. The check is in the mail, as they say, and soon we can settle into a new sense of normalcy.

The thing I really think I need to do is wait until February 1 to make that first payment. I would like to set up a weekly pay schedule, but I also would like to hold. Let the money build up. Let savings happen. Savings hasn’t happened for so long. We got too far behind and then further and further behind. It is time to get ahead for once.

As far as the other parts of my plan. I have no idea how anything is going. It is all in other people’s hands. I am waiting and waiting and waiting. I was expecting to get some bills before now for the remodel work they’ve been doing and expecting a little more of a sense of urgency on getting these places rented.

It is a hard time of year for that. No one is really doing anything. Everyone is in a holding pattern until after the new year. I am starting to feel hopeful though. We might just make it through all this. There might be another side after all.

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