This last year has been extremely difficult. I knew I had a runway to deal with an illiquidity issues and when that runway ran out I had to build another one because the plane fell into the water and I’m no Sully.
I did a lot in that year. I repurposed and repositioned assets and ended up drawing a couple thousand extra in rent. One would think adding that gain to the $8K a month that was coming in from investments and social security would be enough to support a household with little to no fixed expenses. The issue is health deteriorated and care needs increased. That brought extra expenses.
I dealt with that reality by transferring an annuity into an existing IRA. The unfortunate part of that is it is slowly being liquidated and every time it is a little more drains away. As an IRA is an investment account it is at the whims of the market and drawing out has timing risks.
I see all of this. I see the 30,000 ft view. The big picture if one will. It is a long runway, but still a runway that will one day end. The damages done to family financials over the last year of my father’s life have lingering consequences and it all falls on me.
The stress of dealing with this is killing me. After a year of this I would think people would fall into their new patterns and life would flow like that, but it isn’t. Instead I am the one paying the price for other people’s reckless actions. My brain is slower, my body is weaker, and I am approaching a moment of just throwing up my hands and letting the worst happen.
It is like trying to fight a fire with a garden hose and just when the fire is starting to dissipate someone comes along and throws gasoline on it. I am more than ready to offload this. To have the responsibilities be handled by professional responsibility people. I just don’t know how the hell to do any of this.
That is it for this morning. I should probably check Indeed as that is the responsibility that has fallen off more than any in this time and the one that should be the priority.
David Huzzard Writes 